Are You Managing Your 401(k) The Right Way?

You’ve been working hard, and you’ve been stashing away money in your retirement account for years. But are you investing your money the right way? Are you getting the best return on your investments? Will it actually help you achieve your goal?

You probably know that your 401(k), 403(b), or other retirement plans can be excellent pretax investments, but only if they’re properly managed. And if you ever worry about doing it correctly, you’re not alone. . . .

In fact, many investors know very little about the true costs associated with their with their 401(k) retirement plan. Nor do they really know all they should about planning challenges and many other important issues. The result? Just like you, they may find that they’re on their own when it comes to making important decisions.

But it doesn’t have to be that way. At Retirement Wealth Advisors, Inc, you’ll be able to find the help you’ve been hoping for. We are experienced financial planners, and we want you to be informed about your 401(k) options so you can make the most of your investments.

To that end, we have created a free 401(k) Investment Guide. Our Guide will help you ask the right questions when you consult with your 401(k) advisor, and alert you to some common mistakes.

Here are just a few of the basic 401(k) investment errors we cover (and provide the solution for!) in our Guide:

• Failure to understand annual fees
• Unawareness of hidden sales loads
• No written investment policy statement
• No proven formula to determine which funds to buy and when to sell
• No professional support to increase your probability of success
• Working with a commissioned salesperson instead of a fee-only advisor