Steven Floyd EA, CEP has been advising individuals and business for fifteen years.  He has learned firsthand the intrigricies of Investment, Tax, Financial & Estate Planning. A trure Wealth Manager. His forte is working with retirees and pre-retirees assisting them to protect their principal and ensure that their money will last. Steven has helped employees from Fortune 500 companies and Public Institutions such as Boeing, UCLA, the City of Los Angeles, Toyota and Raytheon make wise decisions with their 401k plans, pensions, and other company-sponsored benefits. Steven helps investors avoid the common mistakes made by most retirees by counseling them on how to avoid these pitfalls.

Steven has helped people cut their taxes as much as 50%, avoid taxes on their Social Security income, avoid estate taxes, and protect their estate values. Investors who have used his advice include retired government employees, retired teachers, physicians, and business executives approaching retirement.

Steven is a graduate of the University of Southern California (USC) where he majored in finance. Steven is a Certified Estate Planner which enables him to provide comprehensive advice on complex estate issues. He is also an Enrolled Agent which allows him to prepare and plan federal and state tax returns for any entity in any state.

Steven lives in Playa Del Rey, California, with his wife Adrienne

Jason Wenk Chief Investment Strategist Mr. Wenk is the founder and developer of Formula Folios. After spending several years with Morgan Stanley, Jason made the decision to keep his research independent and started his own firm. A recognized expert in quantitative portfolio management, he has been interviewed by a number of national media outlets and invited to speak to area universities. In 2007 and 2008 Thompson/Reuters selected Jason to their Top Advisers list as well as their top advisers under age 40 list.

• Peter Goldberg Attorney at Law Mr. Goldberg has been practicing law for over 20 years. He specializes in Estate Planning dealing with probate matters, wills, a variety of trusts, and durable power of attorney.